The number of applications for debt management services in the Netherlands shows a steady increase of about 10 percent each year, over the last few years. Municipalities, responsible for these services, at the same need to cut back on expenditures. Our research shows that the (social) return on debt …

In its past, terrorism has evolved from old terrorism into new, even more catastrophic terrorism. Today, hundreds or even thousands of people can become victim from one moment to the other, through which the fear for terrorist attacks has increased a lot lately. Next to that, Europe has become much more …

The European Social Fund, ESF, along with the European Regional Development Fund and the Cohesion Fund is part of the European Structural Funds. These Funds are created to narrow the differences in living standards and prosperity throughout the European Union. Since 1957, the aim of the European Social …

The objective of this study is to shed light on the added value of the services of five disciplines in M&A advisory in the SME domain: accountants, bankers, business brokers, fiscalists and lawyers. Theory is inconclusive in the added value of advisory services and research on the subject is hardly …

Since the eighties, Dutch residents of care homes have been housed in Assisted Living Facilities (ALFs) in order to age in place and live with higher social quality of housing. Scale, group mix and social quality of housing of these ALFs has not yet been explored. Initiators decide on experience and …

This Graduation Research was conducted in Woord en Daad to appraise the potential role that micro-equity finance can play in developing sustainable SMEs in Zambia. It focuses on the challenges currently facing SMEs as deciphered from the operations of Woord en Daad's Agribusiness and Enterprise development …

De Landschapsinvesteringsregel, LIR, is een nieuwe Brabantse vereveningsregeling. Op 1 juli 2010 heeft de provincie Noord-Brabant de conceptversie van de Verordening ruimte, waarin de LIR is opgenomen, gepresenteerd. Tijdens de inspraakperiode ontstond er veel discussie over deze regeling. Deze discussie …

This final paper focuses on municipal international cooperation (MIC) with developing nations. MIC can be defined as international decentralised cooperation or the term "town twinning" (Boven, 2007, "what is town twinning" section). It is an agreement between two or more municipalities from different …

Small scale producers face many opportunities and also huge challenges in today’s markets. Market liberalization since the 1980s has cut back the support services provided by the state and forced producer to face the risks of often weak and volatile markets. Further more those who are able to access …

The study was conducted on Vision Finance a microfinance institution of World Vision in Rwanda. The major research question focussed on determining the factors that have contributed default on loans disbursed to PLWHA clients by Vision Finance. Results show that chronic illness and death disrupt businesses, …